What is a Homeowner Loan
There are many situations when it is essential to raise finance for major purchases, perhaps home repairs, a holiday or school fees. A homeowner loan is often the cheapest and most effective way to raise required cash from invested capital.

This is often referred to as a secured loan. A secured loan is when a person borrows money with security put down against the loan. This guarantees the loan by assigning rights to the security, you have put down against the loan, in the event of a loan repayment default.

The most frequesntly used asset used for security in these circumstances is a house, or a portion of the homes equity that is not already in use a security against a separate loan. This is the reason this type of secured finance is often referred to as a Home Owner Loan

The capital that a home owner can release secured against their home can often be used for any purpose. People use the released equity finance for home improvements, buying a car, holidays and debt consolidation.

Because the loan is secured against your home it is possible to obtain lower interest rates than a standard unsecured personal loan, and rates are far better than the unsecured funds that are available through credit and store cards.

Sapphire Mortgages are a independent mortgage and loans broker and can provide homeowner and secured loans.

Sapphire Mortgages provide a great range of Home Owner and secured loans. We use the most popular and secure lenders to release equity from your home for almost any purpose.

We can arrange the best loan rates quick and fast, just fill out the quick quote form opposite and we will start the process rolling for you with no obligation.

We use the following popular lenders for secured loans.

Please complete the short form below for your no obligation, instant homeowner secured loan quote.

Your property may be repossessed if you do not keep up repayments on a mortgage or any other loan secured on it.